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Loud Budgeting

Written by Marcais Bowen

What is Loud Budgeting?

Loud budgeting is a financial trend that has gained popularity, particularly on social media platforms like TikTok. It revolves around the concept of being open and vocal about one's budgeting and financial constraints. Unlike traditional approaches to budgeting, which often involve keeping financial struggles or limitations private, loud budgeting encourages transparency and honesty about money matters. 

Key insights of loud budgeting

Openness About Financial Limits: Openly discussing and acknowledging one's budget limits with friends, family, and even publicly on social media. This can include talking about not being able to afford certain activities or purchases. This is important to living within your means.


Empowerment and Accountability: Being vocal about budgeting decisions can empower individuals to stick to their financial goals. It also encourages a culture of accountability, where people feel more committed to their budget because they have voiced it out loud.


Educational and Supportive Community: Sharing budgeting strategies and challenges can lead to a communal learning environment. People can share tips, learn from each other’s experiences, and support each other in their financial journeys. When your community, which includes family and friends, knows what you’re up to, they are more willing to support and know where they can support.


Psychological Benefits: Loud budgeting can alleviate the stress and isolation often felt in dealing with money matters. It promotes a healthier approach to finances, focusing on what one values and can realistically afford rather than succumbing to social pressures to spend.

Overall, loud budgeting is more than just a method of managing finances; it's a shift towards a more open, community-based, and psychologically healthy approach to dealing with money. One thing that I truly appreciate about this movement is the ‘truth factor’. When you are ready to face and deal with the truth, you can actually get the real support you need. It’s like being lost and trying to find your way home — It would be silly to give your false location because you don’t really want people to know where you are. The impact would be receiving directions that may not actually help you get to your intended destination. When you tell the truth, it creates a sense of relief and freedom. This is what you want when it comes to your finances, and all other areas of your life.


What’s the truth regarding your finances? Connect with me today and let’s create a roadmap to financial peace.

Written by Marcais Bowen


Marcais Bowen is a distinguished Financial Advisor and Certified Health Insurance Specialist at Longevity Achieved with a profound dedication to assisting families in constructing generational wealth. His approach emphasizes the strategic use of insurance and investment products as pivotal tools to meet his client’s diverse financial goals and needs.

Marcais is committed to helping more families build a financial legacy in their lifetime.

Book a complimentary consultation call with Marcais and receive a free Wealth Insights Report with personalized strategies to meet your financial goals and needs.


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